I Bought MacBook Pro 13 2019- The story of an university student

I Bought MacBook Pro 13 2019- The story of an university student

Hi, I’m Rick.

Today, I will talk about my purchase of MacBook Pro 13 2019 by taking Apple loan.

 

My conditions

Generally, when you take a loan, there are many examination items. At the time I took the Apple loan, I couldn’t say that my condition was good for examination.

・Unemployed (University student, working part-time)
・Part-time job income is 700,000 JPY (about 6,500 USD) / year
・Taking an scholarship of 50,000 JPY (about 460 USD) / month
・Alone in an apartment
・20,000 JPY (about 180 USD) of support from my parents / month
・Loan of my iPhone XR remains for 40,000 JPY (about 370 USD) yet
・No credit accidents in the past (including credit card and loan)

Happily I don’t have difficulty in eating every day, but I couldn’t afford to buy MacBook Pro.

 

Simple procedures

I bought it on Apple Online Store: put it into a bag, set purchasing option as Orico Loan (in Japan), and ordered. It was really easy.

Soon After the order, there is an e-mail of information that my offer arrived to them. So then I waited for information of acceptance of my loan.

 

How long did it take?

There are many example for purchasing MBP on the Internet and times it takes varies a lot from 15 mins to few days.

In my case (Orico Loan in Japan)
11AM of 2019, 11, 1 —I ordered
11AM of 2019, 11, 2 —They accepted my loan

So, it took just 1 day.

I thought that my offer won’t accepted, and I clicked purchase button in impulse so, more or less, I pray for the reject of my offer. When I noticed that it was accepted, I was happy and sad which means complex feeling.

 

MBP shipped after 3 Days after acceptance

My offer accepted at the noon of 11/2, and 2 days after that (11/4), the shipment status became “Preparing for shipment”. And the next day (11/5), it was shipped from China then it arrived to me on 11/11.

I took a loan that dividing 210,000 JPY into 24 months which means about 8,500 JPY of payment for a month. 

It was rally long time for me from my order to arrive. I checked for the e-mail of loan acceptance repeatedly just like I did waiting for it from a girl I was interested in at the time of in my school days with feature phones (I mean old mobile phones before smart phones).

Also, I customized MBP into with 16GB of memory, so it took a little longer than no customizes.

 

Conclusion

An university student like me can take apple loan to buy MacBook Pro. Also, Apple holds the campaign of no interests, so in my case, I could take a loan without interests up to 24 months of division.

Thanks to the loan, I met my MacBook Pro 24 months earlier. This is a REALLY BIG PROFIT!!

I want people particularly university students will refer to my article and buy MacBook.

Thank you for reading.

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